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Flexible Landscaping Financing Made Easy

Turn your dream yard into reality — pay over time with a trusted third-party lender.

Landscape financing from 6.74% APR* with AutoPay and excellent credit

Note: Nat Greene Landscape is not affiliated with LightStream. We simply recommend them as a financing option.

*Rates and terms are provided by LightStream and may change without notice. Lowest rates require excellent credit and AutoPay. See LightStream details for eligibility, terms, and disclosures.

Why Finance Your Landscaping Project?

Enjoy your upgraded outdoor space now and spread the cost over time with trusted third-party lenders.

Start Now, Pay Over Time

Begin your project sooner and enjoy the results immediately while making predictable monthly payments.

Manageable Monthly Payments

Align your budget with flexible terms, so larger projects don’t require a large upfront payment.

No Home Equity Required

Apply without tying up your home—keep things simple with unsecured, fixed-rate options from third-party lenders.

Fast, Simple Process

Check your rate online and move forward quickly—many lenders offer quick approvals and convenient funding.

Transparent Costs

Many unsecured options have no prepayment penalties—pay off early if you choose.

We’re not affiliated with any lender. These are convenient, third-party options our customers often consider.

LightStream Unsecured personal loans

Landscape financing from 6.74% APR* with AutoPay and excellent credit. Fast online process and funding options.

Apply or See Rates
Lyon Financial Outdoor & landscape project financing

Long-standing outdoor project financing partner with programs tailored to landscape and outdoor living projects.

Explore Options
Acorn Finance Marketplace: multiple lenders

Compare personalized offers from multiple lenders for landscaping projects—check your options online.

Compare Offers

What To Know About Financing Landscape Projects?

Understand the basics before applying. Each lender sets its own rates, terms, and approval criteria.

Loan Amounts

Typical landscape loans range from $1,000 – $100,000, depending on lender and credit profile.

Term Lengths

Flexible repayment options of 24 – 240 months to fit your project size and monthly budget.

Interest Rates

Competitive fixed rates starting around 6.74% APR* for excellent credit. Actual rate depends on lender and credit.

Loan Type

Most programs are unsecured personal loans — no home equity, collateral, or appraisals required.

Eligibility & Credit

Applicants with good to excellent credit typically qualify. Some lenders allow joint applications for higher limits.

Funding Speed

Online applications often yield instant decisions. Certain lenders can deposit funds as soon as the same business day.

No Prepayment Penalties

Pay off early anytime without additional fees if your lender allows it — many do.

Use of Funds

Applies to any residential or commercial landscaping project — lawn installation, patios, retaining walls, and more.

How Financing A Landscaping Project Works

A simple process from start to finish — apply, get approved, and start your project.

  1. 1. Apply Online

    Visit a trusted lender to complete a secure application.

  2. 2. Get Approved

    Most lenders provide instant decisions and flexible term options.

  3. 3. Choose Your Terms

    Select the loan amount and monthly payment that fit your budget.

  4. 4. Start Your Project

    Once funds are approved and deposited, we’ll schedule your landscaping work right away.

Estimate Your Monthly Payment

This calculator is for estimates only. Actual rates and terms are set by the lender.

$
Range: $500 – $100,000
%
Example: 6.74% APR for excellent credit with AutoPay*
Choose a longer term for a lower monthly estimate.

Estimated Monthly Payment

$307.58

Based on $10,000, 6.74% APR, 36 months

*Estimates only. Your APR, payment, and terms depend on the lender and your credit profile. See lender disclosures for details.